Do you have a written financial plan? Chances are that you don't. A financial planning poll conducted in 2011 suggests that 61 percent of Canadians between the ages of 45 and 64 don't have a formal plan in place and that may be an understatement.

Recognizing that the vast majority of people are not going to be motivated into getting a formal financial plan prepared for them, The BAPKIN Plan was written to provide Canadians with a basic framework for financial decision-making.

It serves as a step-by-step guide to help you move forward and make decisions in many financially important areas of your life as well as to serve as a reference guide to help you understand what your financial adviser is recommending to you.

The BAPKIN Plan is written for all types of investors – from the “novice” to the seasoned “do-it-yourselfer” to the “financially astute”. Though they may not have a formal written financial plan, Canadians can still have a better life by having a process and information to better guide their lives.